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COI rate risk: An analysis of the cause and effect

Over recent months, significant industry and media attention has been drawn to the increased Cost of Insurance (“COI”) rates imposed by a number of insurance carriers. This white paper examines the potential reasons for COI rate changes and the possible implications for the life insurance and life settlement markets.

An examination of life settlement downside risk

Any investment in a life settlement policy results in multiple costs, but what is the risk that these costs will amount to more than the benefit value of the policy?

An examination of the potential effects of the 2014 VBT Primary Tables on the life settlement industry

Following the preliminary release of the long awaited 2014 VBT Primary Tables, Cambridge Guarantee have published a white paper which examines the impact that these new tables might have on the life settlement industry.

Maximising Policy Performance

The involvement of an agent or broker doesn't end when a policy is issued. This paper considers the role that they can play in maximizing a policy's performance throughout its lifetime in both the short and the long term, thereby continually enhancing the relationship of client and trusted advisor.